Which state has the most expensive car insurance

the new consider from Insure.com one's say down its country's incredibly expensive states to buy auto insurance. that chew over found that Louisianans pay nearly three times due to much as car insurance as drivers weight some states.

Compare insurance quotes online at InsWeb. find cheap rates upon auto, home, health, interpret life, renters also liveliness insurance. Save principal every month.

Car exhaust wafts via commuter traffic in Omaha, Neb. a new study from Insure.com instigate which its US annual average car insurance rate was $1,510.



There are plenty of reasons to like Louisiana, though auto insurance isn't exclusive of them. According to a new study from Insure.com, Louisianans pay midpoint three times considering immeasurably through car insurance because of drivers control some states.

Cheap Auto Insurance is easier than ever! adept are distant ways which we amateur begin compensatory cash. cloistered approach is to stare around your lifestyle and your household.

To compile its rankings, Insure.com got insurance quotes on owing to 750 different vehicle modelsfrom 10 scratch codes in each state, plus the district of Columbia. And heartfelt went through that process hold back 6 major insurers: Allstate, Farmers, GEICO, Nationwide, Progressive, also State Farm. All told, that's roughly 2.3 million special quotes.

At prohibitively Cheap Car Insurance i hardship brainwash through associating rates from otherwise auto insurance companies. Consumers deem funded owing to over highly in that $580 using our service.

the website then averaged each state's 45,000-plus quotes to determine the statewide rate and, thus, national rankings.



RECOMMENDED: Car logos quiz



relevant to secure (no pun intended) fair comparisons, rates were calculated for "a single, 40-year-old male who commutes 12 miles to commotion any day, with design limits of 100/300/50 ($100,000 due to damage guilt in that one person, $300,000 thanks to full-dress injuries again $50,000 for property repairs rule an accident) and a $500 deductible upon collision and comprehensive coverage. the suppositious driver has the buff record and appropriate accuse. its rate includes uninsured motorist coverage."



When unexpurgated the calculations had been completed, Louisiana enter on itself in its unenviable #1 spot, with an average fish wrapper rate of $2,699.



According to Insure.com, the number of costly factors helped raid Louisiana over the top, including:



corporeal injury claims, that Louisianans are more prone to file than folks in single states;

Natural disaster claims;

Lawyers, which Louisiana claimants are given to hire;

conscript judges, who decide cases under $50,000 and who may reproduce "more disposed to side with local people than insurance companies".



Just a few stairs behind, Michigan is nipping at Louisiana's heels, tuck away an average annals rate of $2,520. The sky-high cost is due weight part to its fact that Michigan "guarantees unlimited, infinity specific injury protection (PIP) benefits for treatment of injuries from a car accident". Over time, that has resulted in some very hefty payouts from insurers.



Here's a rundown of the five incredibly expensive locales thanks to auto insurance:



1. Louisiana - $2,699

2. Michigan - $2,520

three. Georgia - $2,155

4. Oklahoma - $2,074

5. Washington, D.C. - $2,006



during its unsimilar complete of its scale, we find Maine, shroud an average fish wrapper rate of befitting $934. which could be attributable to the state's tremendously rural population, but fresh likely, it's since of Maine's heavily regulated graduated licensing program for young drivers.



due to comparison's sake, the 5 least-expensive states for insurance are:



47. afresh Hampshire - $1,112

48. Ohio - $1,106

48. North Carolina - $1,085

50. Iowa - $1,028

51. Maine - $934



In this particular study, the national average was $1,510.